MONEY, BUT MAKE IT HUMAN
Money feels different when you finally understand what's really going on.
I’m Jessica Kleine, a money coach for women who are tired of feeling behind, overwhelmed, or secretly embarrassed about money, especially when they feel like they “should” have this figured out by now.
I help you look at the numbers, the patterns, and the stories you’ve been carrying around money, so you can understand what’s actually going on and start making decisions without shame, panic, or feeling like your bank app is out to get you.
IT'S NOT JUST NUMBERS
Money gets messy because life gets messy.
Most women don’t end up stressed about money because they’re lazy, careless, or “bad with numbers.”
They end up there because money is tangled up with real life, like income changes, divorce, debt, caregiving, business ups and downs, old family stories, impulse spending, avoidance, shame, fear, and the pressure to somehow keep it all together anyway.
So yes, we look at the numbers.
But we also look at what happens when you look at the numbers.
The dread. The spiral. The “I’ll deal with this later.” The guilt after spending. The overthinking before making a decision. The part of you that wants more life, but keeps feeling trapped by money.
That’s where the real work begins.
MY STORY
I don't have a finance degree. I have something better.
Life experience.
I'm a mom who had to figure out how to make money work in a one-income household - when it was tight, the pressure was real, and nobody was there to show me what to do.
In 2017, my family paid off all our household debt after following a popular guru's plan. It worked, on paper. But there were no angels singing at the end. That plan had me white-knuckling every dollar and gripping so tight that money started to feel more like punishment than freedom.
I didn't realize how much it had wrecked my relationship with money until years later, when life happened and we took on debt again. All that old fear and grip came right back with it, and I could finally see it for what it was.
Around that same time, a family member asked for help with her own debt. I walked her through the numbers - the plan, the payoff math, the same practical stuff that had worked, on paper, for me. She paid off close to $20k in student loans within a couple of years. I didn't have a title for what I was doing. I was just helping.
That's when I discovered money coaching was an actual thing - and realized I'd already been doing it. But for a while, that's all it was: numbers, spreadsheets, payoff plans. I was good at it. Something was still missing.
It wasn't until I started paying attention to the mindset and the magic underneath the numbers - the beliefs, the shame, the nervous system stuff - that things actually shifted. Not just for the women I was coaching, but for me, too. That's when I finally stopped white-knuckling every dollar and started actually trusting myself with money.
Since then, I've been helping other women do the same: understand their money, untangle the patterns underneath it, and build something that fits their real life instead of someone else's rigid rules.
MONEY | MINDSET | MAGIC
A money approach for real women with real lives.
Most money advice starts with the numbers and treats everything else as a discipline problem. Or it leads with "everything is mindset" and ignores the numbers completely.
I'm a fan of both/and/all - the actual numbers and the beliefs, habits, and emotional patterns underneath them. When Money, Mindset, and Magic are working together, money stops being a test you keep failing and starts becoming something you can understand, play with, and trust yourself around.
That's not just a philosophy for me. I'm not only a coach, but I'm also a bookkeeper. I've spent years elbow-deep in real numbers for real businesses. So when I say I can hold both the practical and the emotional side of money, that's not a nice idea. It's genuinely how I work.
WHY I DO THIS
I'm not here for pretty spreadsheets. I'm here for what changes when money finally makes sense.
Don’t get me wrong - I love a pretty spreadsheets. There is a very specific kind of calm that comes from knowing what’s coming in, what’s going out, and what needs attention.
But the point isn’t the spreadsheet, no matter how good it looks.
The point is helping you stop feeling scared, ashamed, or completely spun out every time money enters the conversation.
I do this work because I want more money in the hands of more women. That changes families, businesses, communities, and ultimately the world.
And I do it because too many women are waiting for “someday” to actually live their lives.
Someday when the debt is gone.
Someday when the business feels steadier.
Someday when they finally feel responsible enough to want what they want.
Nope. We’re not doing that anymore.
Money is a skill, not a born talent you either have or don't.
I’m good with numbers, but I’m even better at seeing patterns - in your money, your decisions, your habits, and the stories you keep bumping into. I help make money feel less like a failure and more like a puzzle we can actually solve, so you can stop treating it like a character flaw and start working with it in a way that actually makes sense.
ANCHOR + AIM
Money works better when you strop trying to force it.
Archery has taught me a lot about money, which sounds weird until you think about it for more than seven seconds.
You can’t force a good shot.
You can grip tighter, overthink every tiny movement, and try to control the outcome with sheer willpower - but that usually just throws everything off.
What actually helps is learning how to steady yourself, see what’s really happening, make tiny adjustments, relax and release the shot.
Money is similar.
A good money plan isn’t about gripping tighter, following someone else’s rules perfectly, or shaming yourself into better behavior.
It’s about learning what supports you. What steadies you. What helps you see clearly, make a cleaner decision, and adjust when real life does what real life does.
Because real life will absolutely do what real life does.
You don’t need more pressure. You need a steadier aim.
Practical enough to be useful.
Human enough to actually help.
Because you don’t need more shame dressed up as advice. You need support that actually helps.
READY WHEN YOU ARE
You don't have to figure this out alone.
If money has felt tangled, heavy, or harder than it "should" be, a free Consult is where we start.
We'll talk through what's actually going on - the numbers, the patterns, the stories - so you can leave with a clearer sense of what needs attention next, whether or not we end up working together.
30 minutes that may change your life.